Services

Small and medium sized businesses (SMEs) are crucial to global trade, contributing around 30% of volumes worldwide. Finance is usually required to facilitate these trades, but banks reject more than 50% of SME trade finance requests. This has resulted in a devastating funding gap of $1.5 trillion USD.

Here at LAXMISAN TRADEFIN, we want to push the boundaries and change the trade finance landscape for SMEs by offering the solutions they need to succeed and grow. Whether you are an importer or an exporter, our goal is to stop the paperwork, jargon and hassle of bank loans from holding back your business.

Features and Benefits of Loan Against Property

Lower rate of interest: Secured loans usually have a lower rate of interest when compared to unsecured loans. In addition to that, if you have a good credit score and credit history, the chances of you getting a loan at a low rate of interest goes up.

Simple documentation and approval process: The process of documentation and approval of loans is generally simple when it comes to a loan against property. The property against which the loan is availed acts as collateral in this case. This allows lenders to go forward with an easy documentation process.

Flexibility in repayment of the loan: Most loans against property offers a flexible loan repayment tenure. On the basis of the lender that you choose, you can avail a loan repayment tenure of as long as 20 years.

Continuous ownership of the property: In case of a loan against property, the ownership of the property is retained with the borrower. When you offer your property as a collateral for a loan, the ownership does not change. This also allows you to sell the property in case you are unable to repay the loan.

Availability of pre-closure option: You have the option to pre-close your loan against property if you wish to do the same. If the loan that you have availed comes with a variable interest rate, you will not be required to pay any penalties for the pre-closure of the loan. However, you will be required to pay a nominal amount if your loan was on fixed interest rate.

Optimal utilisation of the property: In case you avail a loan and you have a property which you offer as a collateral, you get to satisfy your financial needs with the loan amount which will be at par with the property. At the same time, you also get to retain your property. You can decide to not sell your property and still avail enough money to meet your requirements that too at affordable rates of interest.

Laxmisan Tradefin is one of the leading and result oriented agency among other b2b lead generation companies in Mumbai, India. As a lead generation services company we help our clients gather the potential leads for their sales pitch and sales conversions. There are two types of online digital marketing activities. One is traffic building through various marketing tools and techniques. Another is building quality leads of people who can be converted into your customers. The lead generation process is more complex as compared to traffic building marketing activity. We use many online tools, google search engine results and websites to generate leads for your products or services like E-Mail Marketing, SMS Marketing, Google Search Engine, Social media like Facebook, Twitter, Instagram, LinkedIn and Twitter to generate potential leads for your business. We have good experience and in depth knowledge about how to generate leads for various industries.